Residential properties including single-family homes, condominiums, and townhomes represent the foundation of our lending programs. Whether you're acquiring a primary residence, investment property, or renovation project, we offer flexible loan options tailored to residential real estate transactions throughout Jackson Hole and surrounding areas. Jackson Hole's residential real estate market offers diverse opportunities from luxury ski homes to affordable family residences.
Our hard money loans help you move quickly when opportunities arise, with approvals in as little as 24 hours. The region's mix of year-round residents, second-home buyers, and vacation rental investors creates strong demand across property types. From condos near the town square to single-family homes in Wilson and Kelly, our residential lending programs accommodate the full spectrum of Jackson Hole's residential market.
Residential Lending Expertise in Mountain Communities
Our team understands the Jackson Hole residential market including seasonal demand patterns, rental restrictions in certain subdivisions, and property values across different neighborhoods. We can structure loans that align with your specific residential investment strategy, whether fix-and-flip, buy-and-hold rental, or owner-occupied. We understand that mountain properties have unique considerations from construction quality to access, and we underwrite accordingly.
Speed and Flexibility for Residential Acquisitions
Traditional bank financing often takes 45-60 days and requires extensive documentation. Our residential hard money loans close in 7-14 days, enabling you to compete with cash buyers. We focus on property value and your equity position rather than exhaustive income verification. For investment properties, we offer DSCR-based qualification. For owner-occupied purchases, we can discuss program options. Whether you're an experienced investor or purchasing a second home, we have solutions that fit.