Privacy Policy

Introduction

Hard Money Loans of Jackson Hole (“Hard Money Loans of Jackson Hole,” “we,” “us,” or “our”) is a lead generation service operated by Lead Skills, LLC. We are not a lender. We connect prospective borrowers with participating hard money lenders who may be able to provide financing. Because our service helps consumers obtain a financial product, we handle certain personal information in a manner subject to the Gramm-Leach-Bliley Act (“GLBA”), the Federal Trade Commission’s Safeguards Rule, and other applicable federal and state privacy laws. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have.

Information We Collect

We collect the following categories of information when you use this website, submit an inquiry, or otherwise interact with us:

• Identifiers: name, email address, phone number, and similar contact details.
• Property and investment information: property address or location, property type, project scope, budget, timeline, and exit strategy.
• Financial information: loan amount requested, estimated property value, existing liens, rehab budget, experience with real estate investing, and similar financing-related information you choose to provide.
• Usage data: IP address, device and browser information, pages viewed, referral source, and other information collected automatically through cookies and analytics tools.
• Communication records: the content of calls, emails, SMS/text messages, and form submissions, along with metadata such as date, time, and channel.

How We Use Your Information

We use the information we collect to:

• Match your inquiry with one or more participating lenders who may be able to assist you.
• Respond to your questions and communicate with you about your financing inquiry.
• Operate, maintain, secure, and improve this website and our service.
• Analyze website usage and marketing performance.
• Detect and prevent fraud, abuse, and unauthorized activity.
• Comply with legal obligations, industry standards, and enforceable requests.

How We Share Your Information (GLBA Disclosure)

Under GLBA, we are permitted to share nonpublic personal information with certain third parties as described below. We do not sell your personal information.

• Participating lenders: When you submit an inquiry, we share your information with one or more participating hard money lenders so they may evaluate your request and contact you about financing. Each participating lender is responsible for its own use of your information under its own privacy policy.
• Service providers: We share information with vendors who help us operate the website and our service, including hosting, email delivery, analytics, lead routing, CRM, anti-fraud, and customer support providers. Service providers are contractually required to use information only to perform services for us.
• Legal and safety: We may disclose information when required to comply with law, court orders, subpoenas, or government requests, or to protect the rights, property, or safety of Lead Skills, LLC, our users, or others.
• Business transfers: If Lead Skills, LLC is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction.

A current list of participating lenders is available upon request.

Your Right to Limit Sharing

By submitting an inquiry through this website, you authorize us to share the information you provide with one or more participating lenders for the purpose of evaluating and responding to your financing inquiry. Because this sharing is the core purpose of our service, we cannot process your inquiry without it.

If you would like to opt out of future marketing communications, or if you wish to withdraw a previously submitted inquiry where legally permitted, contact us at [email protected] or 307-313-5330. Opt-out requests cannot be processed for information already shared with a participating lender, which will be governed by that lender’s own privacy practices.

Data Security

Consistent with the FTC Safeguards Rule, we maintain an information security program that includes administrative, technical, and physical safeguards designed to protect the security, confidentiality, and integrity of your nonpublic personal information. Our safeguards are designed to prevent unauthorized access, disclosure, alteration, and destruction, and are reviewed and updated as our service and threats evolve. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices

Depending on applicable law, you may have the right to request access to, correction of, or deletion of your personal information. You can exercise these rights or ask us a privacy question by contacting us using the information below. We will respond consistent with applicable law.

• SMS/text messages: Reply STOP to any message to opt out of further text messages.
• Phone calls: Ask a caller to remove your number from their contact list, or contact us and we will forward your request.
• Email: Use the unsubscribe link in any marketing email, or contact us directly.

Children’s Privacy

This website is intended for adults 18 years of age or older. We do not knowingly collect personal information from children under 13. If we learn that we have collected information from a child under 13, we will delete it. Parents or guardians who believe a child has provided us information may contact us using the information below.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, our service, or applicable law. When we make material changes, we will update the effective date above and, where appropriate, provide additional notice. Your continued use of this website after the effective date constitutes your acceptance of the updated policy.

Contact

Questions, requests, or complaints about this Privacy Policy can be directed to Lead Skills, LLC at [email protected], by phone at 307-313-5330, or by mail at 970 W Broadway, Jackson, WY 83001.