Rental property loans provide long-term financing for investors building portfolios of income-producing residential properties. These loans are designed for buy-and-hold strategies, offering competitive fixed rates, longer amortization periods, and qualification based on property income rather than personal earnings. Jackson Hole's strong rental market creates excellent opportunities for buy-and-hold investors.
Our rental property loans help you build passive income and long-term wealth through real estate. We understand the rental market in Jackson Hole, year-round workforce housing, seasonal employee demand, vacation rental potential, and structure loans that support your investment goals. Whether you're acquiring your first rental or expanding an existing portfolio, we have financing solutions to help you succeed.
DSCR-Based Qualification for Rental Investors
We offer DSCR-based qualification that evaluates the property's ability to cover debt service through rental income. This approach makes it easier to qualify for loans on cash-flowing properties and scale your portfolio. Self-employed investors, those with multiple properties, and borrowers who don't show traditional W-2 income can often qualify based on property performance. We use market rents when appropriate, ensuring adequate financing even for properties requiring tenant placement.
Rental Investment Strategies We Support
Our rental property loans support various strategies. Traditional long-term rentals, single-family and small multifamily, are a core product. We also finance vacation rental properties in appropriate zoning districts, recognizing Jackson Hole's thriving short-term rental market. The BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) is supported, refinance your fix-and-flip or rehab loan into long-term rental financing once stabilized. Cash-out refinancing of existing rentals provides capital for additional acquisitions.