Hard Money Loans of Jackson Hole

Property Program

Fix and Flip Loans in Jackson Hole, WY

Short-term capital for property renovation and resale projects throughout Jackson Hole, Wilson, Teton Village, and the greater Teton County region.

Fix and Flip Loans in Jackson Hole

Fix-and-flip loans are designed specifically for investors who purchase distressed properties, complete renovations, and resell for profit. These short-term loans cover both acquisition and renovation costs with high leverage, interest-only payments, and fast closings to capture time-sensitive opportunities. Jackson Hole's competitive real estate market creates opportunities for investors who can move quickly and add value through renovation.

Our fix-and-flip loans provide the capital and speed you need to execute profitable projects. Whether you're renovating a dated condo in Teton Village, modernizing a single-family in Wilson, or transforming a distressed property in Jackson proper, we offer financing that understands the flip timeline. Draw-based rehab funding releases capital as work completes, keeping your project on schedule.

Flip-Focused Financing for Jackson Hole

Our fix-and-flip program is built by investors for investors. We understand the renovation process, from scope development to draw administration, and structure loans that maximize your returns while minimizing cash requirements. We welcome distressed assets that conventional lenders reject. Up to 90% of purchase price and 100% of renovation costs for qualified deals. Close in 7 days to compete with cash buyers.

Property Types for Flipping in the Region

Jackson Hole's flip opportunities span property types. Single-family homes in established neighborhoods. Condos and townhomes near the resort. Small multifamily for value-add. Vacation homes and cabins that need modernization. Distressed and bank-owned properties often sell at significant discounts. We evaluate each opportunity based on acquisition price, renovation scope, after-repair value, and your execution capability.

Fix-and-Flip Loan Features

Our fix-and-flip program offers competitive terms for Jackson Hole area investors:

  • High Leverage: Up to 90% of purchase price for qualified investors
  • Rehab Coverage: Up to 100% of renovation costs, released in draws
  • Fast Closings: Close in 7 days, compete with cash buyers
  • Interest-Only Payments: Preserve cash during renovation
  • No Prepayment Penalties: Pay off when property sells
  • Terms: 6-18 months aligned with typical flip timelines
  • Draw Administration: Professional inspection and release process

Property Types for Flipping

We finance fix-and-flip projects across property types:

  • Single-family homes, cosmetic to major rehab
  • Condos and townhomes
  • Small multifamily properties (2-4 units)
  • Vacation homes and mountain cabins
  • Distressed and bank-owned properties
  • Properties in any condition, we evaluate ARV

Jackson Hole, Wilson, Hoback Junction, Kelly, Moose, Teton Village, Dubois, Pinedale, and surrounding areas all present flip opportunities. We bring local market expertise to every evaluation.

The Fix-and-Flip Process

Submit property address, purchase price, renovation budget, and after-repair value. We provide conditional approval within 24 hours. Once under contract, we complete full underwriting and schedule closing. Renovation funds are held in escrow and released in draws as work completes. Inspections typically occur within 24-48 hours of request. Upon verification, funds release promptly. This process protects both parties while ensuring adequate capital flows to keep your project moving.

Frequently Asked Questions

How much can I borrow for a fix-and-flip?

We can finance up to 90% of the purchase price plus 100% of renovation costs for qualified investors and properties. Total financing is typically limited to 75% of after-repair value (ARV). This structure minimizes the cash you need to complete projects in Jackson Hole's premium market.

How does the renovation draw process work?

Renovation funds are held in construction escrow and released in draws as work completes. You request an inspection when a milestone is done; we typically inspect within 24-48 hours. Upon verification, funds release promptly. The draw schedule is established at closing based on your renovation budget and timeline.

Do I need flipping experience to qualify?

We work with both experienced flippers and newer investors. First-time flippers may see slightly more conservative terms and may need to demonstrate contractor relationships or detailed project plans. Strong deals with solid numbers can secure financing regardless of experience. As you complete successful projects, you qualify for better terms.

What property conditions qualify?

We finance properties in virtually any condition, from cosmetic fixers to major rehabs requiring structural work, systems replacement, or additions. We evaluate based on acquisition price, renovation scope, after-repair value, and your ability to execute. Conventional lenders reject distressed properties; we welcome them.

How quickly can I close?

We typically close fix-and-flip loans in 7-10 days. Pre-approval is available within 24 hours. Conditional approval letters can strengthen your purchase offers. Our streamlined process focuses on property value and project viability rather than extensive borrower documentation.

Loan Programs

Fix-and-Flip Loans
Residential Rehab Loans
Hard Money Bridge Loans
Short-Term Investor Loans

Features

Loan amounts from $50,000 to $3,000,000
Up to 90% of purchase price
Up to 100% of renovation costs
Interest-only payments
6 to 18-month terms
No prepayment penalties

Requirements

Property under contract for purchase
Detailed scope of work and budget
Contractor bids or proof of capability
After-repair value (ARV) supporting loan amount
Minimum credit score of 600
Liquidity reserves for project completion