Hard Money Loans of Jackson Hole

Loan Program

Short-Term Investor Loans in Jackson Hole, WY

Quick capital for experienced real estate investors throughout Jackson Hole, Wilson, Teton Village, and the greater Teton County region.

Short-Term Investor Loans in Jackson Hole

Short-term investor loans are designed for seasoned real estate investors who need fast, flexible capital for acquisitions, refinances, or cash-out transactions. These loans prioritize speed and simplicity, with streamlined underwriting based on the asset and borrower's track record rather than traditional income verification. When you need to move quickly on a deal in Jackson Hole's competitive market, our short-term investor loans provide the certainty and speed you need.

We can close in as little as 5-7 days, allowing you to compete with cash buyers. Our program eliminates the documentation requirements that slow down traditional loans, no tax returns, no W-2s, no months of bank statements. We focus on the property value, your investment experience, and the deal economics. This asset-based approach has funded countless investor acquisitions throughout Jackson Hole, Wilson, Teton Village, and surrounding areas.

Built for Speed and Simplicity

Our short-term investor program is built for investors who move at the speed of the market. Pre-approval within 24 hours. Conditional approval letters that strengthen your offers. Closings in 5-7 days for straightforward deals. We understand that winning deals in Jackson Hole often comes down to who can close fastest. Our process is designed to give you that advantage.

Repeat Borrower Benefits

Investors who complete successful projects with us qualify for increasingly favorable terms. Streamlined approvals, better rates, higher leverage, and faster processing. We build relationships with investors and reward track records. Whether you're on your first deal or your fiftieth, we structure loans that work for your strategy, and we make the process easier every time you work with us.

Investor Loan Features

Our short-term investor program offers competitive terms for Jackson Hole area investors:

  • Loan Amounts: $100,000 to $5,000,000
  • Interest Rates: 9.9% to 12.9% based on deal and experience
  • Terms: 3 to 24 months, flexible for your strategy
  • LTV: Up to 80% on residential investment properties
  • Closing Time: As fast as 5-7 days
  • Documentation: No tax returns or W-2s required
  • Property Types: Residential, small multifamily, commercial

Investor Loan Benefits

Move at the speed of opportunity with investor-focused financing:

  • Move at the speed of the market, close in days, not months
  • Leverage your investment experience for better terms
  • Minimal documentation requirements
  • Repeat borrower benefits and streamlined approvals
  • Multiple exit strategies supported, sale, refinance, or hold
  • Asset-based qualification, focus on the deal
  • Competitive with cash buyers in Jackson Hole's market

Investment Strategies We Support

Our short-term investor loans support various strategies. Fix-and-flip acquisitions and rehabs. Bridge financing while securing permanent loans. Cash-out refinancing to access equity for additional acquisitions. Value-add acquisitions requiring renovation before stabilization. Land and development projects with construction or lot-sale exit. We evaluate each deal on its merits, property value, exit strategy, and your experience. Experienced investors with strong track records receive the most favorable terms.

The Investor Approval Process

Our approval process is built for speed. Submit property address, purchase price (or current value for refi), and brief deal summary. We provide initial evaluation within 24 hours. For acquisitions, we can issue a conditional approval letter immediately to strengthen your offer. Documentation is minimal, we focus on the asset. Title work and appraisal/BPO complete the process. Most deals close in 5-7 days from application. Complex deals may take slightly longer, but we move as fast as the transaction allows.

Frequently Asked Questions

How quickly can I close?

We typically close short-term investor loans in 5-7 days for straightforward deals. Pre-approval is available within 24 hours. Conditional approval letters can be issued immediately to strengthen purchase offers. Complex deals, multiple properties, unusual structures, may take slightly longer, but we prioritize speed throughout the process.

Do I need to show tax returns or income?

No. Our short-term investor loans are asset-based. We evaluate the property value, your equity or down payment, and your exit strategy. We don't require tax returns, W-2s, or extensive income documentation. Your investment experience and the deal economics drive the decision.

What types of properties qualify?

We finance residential investment properties (single-family, condo, townhouse, 2-4 unit), small multifamily, and select commercial. Properties can be for acquisition, refinance, or cash-out. We focus on investment properties; owner-occupied primary residences have different program options.

Do repeat borrowers get better terms?

Yes. Investors who complete successful projects with us qualify for increasingly favorable terms, better rates, higher leverage, faster processing, and streamlined documentation. We build relationships and reward track records. Your first deal establishes the relationship; subsequent deals get easier.

What's the minimum experience level?

We work with investors at various experience levels. First-time investors may see slightly more conservative terms. Experienced investors with proven track records receive our best terms. We evaluate each deal individually, strong properties and credible exit strategies can secure financing regardless of experience.

Loan Features

Loan amounts from $100,000 to $5,000,000
Interest rates from 9.9% to 12.9%
3 to 24-month terms
Up to 80% LTV on residential properties
Close in as little as 5-7 days
No tax returns or W2s required

Benefits

Move at the speed of the market
Leverage your investment experience
Minimal documentation requirements
Repeat borrower benefits and streamlined approvals
Multiple exit strategies supported