Borrower Profile

Vacation Rental Owners in Jackson Hole, WY

Specialized loans for short-term rental properties in Jackson Hole's thriving tourist market.

Vacation rental owners in Jackson Hole's thriving tourist market can access capital to acquire, renovate, or refinance short-term rental properties. Our loan programs recognize the unique income potential of vacation rentals and offer flexible qualification options based on rental history or market projections.

Jackson Hole is a premier destination for tourists seeking outdoor adventures, making vacation rentals a lucrative investment opportunity. Our financing solutions help you capitalize on this demand with loans tailored to short-term rental investments.

Vacation Rental Lending Expertise

We understand the vacation rental market and can qualify loans using short-term rental income rather than traditional employment income. This approach helps investors finance luxury vacation homes and build portfolios of income-producing properties.

Vacation Rental Loan Programs

Acquisition Loans: Purchase vacation homes and short-term rental properties
Refinance Loans: Access equity or improve terms on existing rentals
Renovation Loans: Fund improvements to increase rental income
Cash-Out Loans: Use equity for additional investments

Vacation Rental Requirements

Vacation rental loans have unique requirements:

Property in resort or tourist market
Short-term rental income history or market projections
Minimum credit score of 640
Experience with vacation rental management
Adequate reserves for seasonal fluctuations
Property suitable for short-term rentals per local regulations

Frequently Asked Questions

What loan programs are available?

We offer multiple loan programs tailored to your needs. Contact us to discuss your specific situation and the best financing options.

How quickly can I get approved?

We typically provide initial evaluation within 24 hours and can close loans in 7-14 days depending on the program and property type.

Do I need to show income?

Our asset-based approach focuses on property value and collateral. Many programs do not require extensive income documentation.

What areas do you serve?

We serve Jackson Hole, Wilson, Teton Village, Hoback Junction, Kelly, Moose, Dubois, Pinedale, Alpine, Afton, Victor ID, and surrounding areas in Wyoming and Idaho.

What are the typical terms?

Terms vary by program, from 6 months for bridge loans to 30 years for rental property loans. We structure terms to match your strategy and timeline.

Loan Options

Rental Property Loans

Hard Money Bridge Loans

Equity Financing Loans

Fix-and-Flip Loans

Short-Term Investor Loans

Benefits

Qualify using short-term rental income

Finance luxury vacation homes

Cash-out for property improvements

Fast approvals for competitive resort markets

Portfolio loans for multiple properties

Requirements

Property in resort or tourist market

Short-term rental income history or projections

Minimum credit score of 640

Experience with vacation rental management

Adequate reserves for seasonal fluctuations

Property suitable for short-term rentals